NayaPay

NayaPay is a mobile payment app trusted by over 3 million users to manage all their financial needs in one place. Send money instantly, pay bills, receive international remittances, and shop worldwide — all with a free Visa debit card. Whether you're handling everyday expenses or planning bigger financial moves, NayaPay simplifies money management without hidden charges or surprise fees.

Getting started takes just minutes. Download the app, verify your CNIC, and you're ready to go. There are no waiting periods, no setup fees, and no hidden costs. You'll receive your free Visa Virtual debit card instantly to shop online at local and international merchants. Want to withdraw cash or shop in-store? Request a physical Electric Orange Visa debit card, delivered to your doorstep for use at ATMs worldwide. Complete control is yours — freeze or unfreeze your card, set spending limits, adjust payment settings, and manage everything directly from the app.

Making money transfers has never been easier. Your mobile number becomes your NayaPay account identifier, eliminating the need to remember complex bank details. Send fee-free transfers to any bank account instantly. Connect your Raast ID to send and receive money through Pakistan's national payment network. For international money movement, share your NayaPay IBAN with global remittance partners like Payoneer, Western Union, Wise, Remitly, and RIA — funds deposit directly into your account without intermediaries.

Bill payments are consolidated in one dashboard. Pay utilities from K-Electric, LESCO, MEPCO, SNGPL, SSGC, StormFiber and hundreds of other merchants. The app sends automatic reminders before due dates, helping you avoid late fees and service interruptions. Need mobile top-ups? Recharge prepaid, postpaid plans and data bundles for Ufone, Telenor, Zong, and Jazz in seconds.

Travel seamlessly with Alipay+ integration — scan and pay at millions of merchants across 50+ countries including UAE, Malaysia, USA, UK, Turkey, Qatar, and China. Book Fly Jinnah flights directly through the app or recharge your M-Tag for toll-free highway journeys.

Every transaction is protected by advanced security. NayaPay holds PCI DSS and ISO 27001 certifications. Fingerprint, Face ID, or MPIN verification ensures only you can authorize payments. Transaction history, digital receipts, and instant alerts keep you informed of every movement.

NayaPay has earned recognition from Forbes, TechCrunch, CB Insights, Nikkei Asia, and The Asian Banker. The 24/7 support team is available via in-app chat, email, or phone. Download NayaPay today and experience financial freedom without limits.